Terms & Conditions

Last updated: September 8, 2026

By using this website, you agree to the terms below. If you do not agree, please do not use this site.

Educational, Not Official Government Information

This website is operated by an independent insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE.

No Guarantee of Coverage or Advice

Content on this site is for general educational purposes and does not guarantee eligibility, coverage, pricing, or approval for any insurance product. Final plan details, costs, and eligibility are determined by the insurance carrier, not by this website.

Licensing

David Wagenheim is a licensed life and health insurance agent in Maryland. [Insurance license number / NPN to be added]. Licensing status may vary by state; contact us to confirm licensing in your state before relying on any information here.

Third-Party Links and Forms

This site links to and embeds third-party services (including Medicare.gov, the Social Security Administration, and Google Forms for appointment/guide requests). We are not responsible for the content, accuracy, or privacy practices of those third-party services.

Intellectual Property

The text, logo, and design of this site belong to Senior Benefit Solutions unless otherwise noted, and may not be reproduced without permission.

Limitation of Liability

This site is provided “as is” without warranties of any kind. Senior Benefit Solutions is not liable for any decisions made based on information found on this site.

Governing Law

These terms are governed by the laws of the State of Maryland.

Changes to These Terms

We may update these terms from time to time. Continued use of the site means you accept the current version.

Contact Us

Questions about these terms? Contact David Wagenheim at david@seniorbenefitsmd.com or 443-608-4018.